2021 Suzuki Swift GLX Turbo: Private Fleet Car Review

This Car Review Is About: A update to a member of the always popular Swift range. The GLX Turbo, in this case, gets a little extra equipment as part of the Series 2 refresh. For now, it’s also the top of the three tier range as the Suzuki Swift Sport takes a hiatus.How Much Does It Cost?: $25,410 drive-away is what you’ll see as a sticker price. That’s up from the Series 1 price of $22,990 two years ago.

Under The Bonnet Is?: A perky 1.0 litre three cylinder engine, which is good for 82kW and 160Nm from 1,500rpm to 4,000rpm.Transmission is a six speed auto only sadly, and it feels a bit like a dual clutch, but isn’t.

Fuel capacity is 37.0L, with consumption, says Suzuki at 5.1L/100km on the combined cycle. We averaged 6.6L/100km on our 70/30 split.

On The Outside It’s: A mix of 16-inch alloys (common across the three models), dusk-sensing LED headlights, reversing camera, and a body shape that lacks the sharper edged look of the previous model. The headlight design became more of an amorphous blob in the redesign a couple of years ago, whilst the rear lights followed the lead of Baleno and became smaller but stood out and away from the body.

A visual clue for the change from Series 1 to Series 2 update is a chrome bar running horizontally in the grille. The alloys also have been changed slightly.

On The Inside It’s: Featuring cruise control, cloth on the seats, and a reach & rake adjustable steering wheel column. The 7.0 inch touchscreen is the same four quarter starting look seen across the Suzuki family, with no DAB in the audio system. There are smartphone apps though, and the GLX gets an extra pair of speakers over the Navigator and Navigator Plus, making for six all up. For the driver, a 4.3 inch full colour screen shows varying sorts of info, including fuel consumption, speed, and a g-force meter for good measure.Suzuki have always managed to package a small car well, so there’s adequate head and leg room for most, however the sheer size of the Swift means boot space is on the small side at 265L, moving to 576L with seats folded.What About Safety?: A substantial increase for the Series 2. AEB is now standard and works over a broader velocity range. Blind Spot Monitoring and Rear Cross Traffic Alert are now standard. Forward Collision Warning, Lane Keep Assist and Lane Departure Warning are backed up by six airbags and the usual ABS and stability controls.

On The Road It’s: Point and squirt in nature. The three cylinder doesn’t take much to spool up and get the Swift GLX Turbo humming. The transmission hooks up quickly, taking the torque of the little engine that can, translating it quickly and easily to drive. It’s smooth, slick, efficient, and the engine revels in being a free-spinner.

The transmission selector has a hiccup in its design though. It’s s straight through selector, from Park to Drive, and then Manual. There isn’t a lockout or a sideways move to engage, meaning more than once Manual was inadvertently selected and we’re left wondering momentarily why the gears hadn’t changed.The suspension is typical for a small car. There’s very little real suspension travel, having the Swift GLX Turbo bottoming out on the bumpstops too easily. There is barely enough compliance for a truly comfortable ride, with the shock absorbers tuned to dial out the pogo style up and down on undulations more so than “normal” road conditions.

Twirl the steering wheel and there’s enough resistance to provide a sense of sportiness at low speed, and it lightens up, but not too much at freeway velocities. Same for the brakes, as the GLX Turbo has discs all around rather than disc and drum. The pedal has just the right amount of pushback and feedback for the size of the car.What About Warranty And Service?: The Suzuki website has a page where an owner can submit their car’s build details. The Swift Sport comes with a five tear warranty, and with unlimited kilometres. They’ll cover commercial applications such as ride share for up to 160,000 kilometres.

Servicing is 12 monthly or 10,000 kilometres for turbo cars, and Suzuki have capped price servicing for five years or 100,000 kilometres. The first service is $239, followed by $329, $239, $429 then $239.

At The End Of The Drive. In comparison, we drove the Suzuki Sport in mid 2020, and you can see that here.
The GLX Turbo really isn’t that different in spirit and nature, so it remains to be seen if the Swift Sport itself will return in some way. For now though, the 2021 Suzuki Swift GLX Turbo is the current king of the castle in the Swift family.

Do I Need Extended Warranty Cover?

Part of the car purchasing process is deciding how to best take care of your car. Not only by arranging the appropriate level of insurance, but through warranty coverage as well. And while manufacturers typically include a fixed warranty period at the start of each new car’s life, faults sometimes emerge over time and can fall outside this period.

If you purchase a new vehicle from a dealership, the dealer may try sell you an extended warranty. This is designed to cover the cost of repairing mechanical or electrical defects in the years after the original warranty period.

In recent times, more and more car manufacturers like Toyota, Nissan, Kia and Hyundai are offering new car buyers a longer warranty period on their new purchase, so do you really need extended warranty? Before you rush to sign the dotted line, make sure you have taken into account the following points of attention.

What does extended warranty cover?

Always investigate precisely what the extended warranty will cover. It is normal for different levels of coverage based on a sliding scale of costs, so understand which car components are covered – and more importantly, which parts are not covered.

Remember, no form of extended warranty will cover against wear and tear, recalls, neglect, as well as criminal or unauthorised activity. Also look closely at the policy start date and any specific requirements to maintain coverage.

You might be paying extra for coverage under a particular policy that offers little to no additional protection, or offers limited compensation as far as protecting parts more likely to need replacing than others. You should assess whether the standard manufacturer’s warranty is adequate, or whether an extended warranty policy is more appropriate.

What are your plans with the vehicle?

Think about how you will use the vehicle and what your longer-term vision entails for the car. Some people purchase a vehicle as a temporary asset on their way to upgrading it later.

If this sounds like you, look closely at whether you will realise any benefit on top of the standard manufacturer’s warranty. On the other hand, if you think this new car will be your pride and joy for a long time to come, extended warranty could mitigate future repair risks, especially if the car is generally considered expensive to repair.

Second-hand car buyers may also sign up for extended warranty, which offers some protection given they don’t have visibility into the history of the car. That said, the age of the car will have an influence on the coverage available and the monetary compensation accessible if repairs are necessary.

Who is providing the extended warranty and at what cost?

Insurers are the end providers of extended warranty, with the service often referred to as an extended warranty insurance. Be wary of any products that are not insurance policies, particularly ‘discretionary’ warranties. Don’t hesitate to research the provider to ensure that they are of good standing and reputation – there should be plenty of feedback and commentary available online.

From a cost perspective, consider whether the additional expense might deliver sufficient value to make it a worthwhile expense. Not every extended warranty provider will allow transfers to another provider, and cancellation policies – if you were to sell the car, or be involved in a write-off – differ significantly.

Finally, if the extended warranty will be included into your car loan, do not overlook the additional interest expenses this will burden you with until repaid.

2021 Isuzu D-Max X-Terrain: Private Fleet Car Review.

This Car Review Is About: Isuzu’s substantially overhauled D-Max, specifically the 4×4 capable and top of the range X-Terrain. It heads a solid list of 4×2, 4×4, cab chassis, extended cab, and four door utes, all with the same 3.0L diesel and six cogger manual or autos. Info on the range and engine updates can be found here.How Much Does It Cost?: At the time of writing, Isuzu have a drive-away price tag of $58,990. Then there is the extensive list, over fifty, of options available.

Under The Bonnet Is: A revamped 3.0L diesel and six speed auto, driving a switchable two or four wheel drive system, with low range and a locking rear differential. Peak power is 140kW, but it’s the peak torque of 450Nm from 1,600rpm to 2,600rpm that does the important stuff.

Economy was good with our final figure of 9.7L/100km on our 70/30 urban to highway split close to the quoted figures from Isuzu, as the pure urban figure is 9.8L/100km, and highway 6.9L/100km. Isuzu’s combined figure is 8.0L/100km from a 76.0L tank. Towing capacity, by the way, is 3.5 tonnes. Dry weight is 2,30kg with a payload of 970kg.On The Inside It’s: A considerable step up from the previous model. There’s a more luxurious feel, a better look, yet some noticeable omissions.

Our time with the X-Terrain coincided with Sydney’s notoriously fickle late spring weather. Temperatures varied by twenty degrees Celsius, so the absence of heating and venting for the leather appointed seats was striking. However, they’ve been redesigned so there’s more sense of sitting in, not on, and the support level laterally goes up as a result. However, only the driver’s seat is powered for adjustability.

There is also no smartphone charge pad, only the driver’s windows switch is one touch, and the DAB tuner’s sensitivity isn’t the best going, with dropouts in areas no other vehicle we’ve tested and packing a DAB tuner having similar issues. Touchscreen size is 9.0 inches and Isuzu say it’s a pixel heavy count, at 144 pixels per square inch. The touchscreen interface for the audio needs polishing, as does the home screen look. It’s somewhat irksome that Isuzu has gone to a lot of trouble to “rebuild” the D-Max yet some basics have been overlooked. This is a top of the range vehicle, but yet…On the upside is the app connectivity and dash display design. It’s unlike virtually everyone else in look, yet it’s easy to read, and easy to use thanks to the steering wheel tabs that scroll information on a full colour LCD screen. The analogue dials are also clearly read, as are the no-nonsense tabs in a strip below the touchscreen. An added pair of pluses are the rain sensing wipers and auto headlights.

The dash itself has angles built into the soft-touch plastics that evoke the angles of the exterior of the D-Max. This includes the creaseline from the left air vent down and across the double glovebox design, with an upper and lower split. There’s a lidded storage locker on the upper dash that has been improved, in the sense the locker mechanism works all the time, every time. The very handy cup holders that pop out from under the left and right air vents remain.Drive is selected via a basic looking pistol grip lever, surrounded by piano black that echoes the material surrounding the touchscreen. The steering column is rake and reach adjustable. Leg room for the front seats is 1,075mm, with the rear seats in the four door ute at 905mm. 1,460mm shoulder room is what is found up front, meaning comfort levels in this aspect are high. Having rear seat air vents and a USB socket, plus a coat or shopping bag hook on the back of the front passenger seat raises the ante too.On The Outside It’s: Clad in a brilliant Cobalt Blue (on the test car), and there are three bespoke colours (two shared with the LS-U) including Volcanic Amber specifically for the X-Terrain. The most noticeable change from the previous model has been the enlargement of the grille which now extends further downwards, and the horizontals which have been flipped 180 degrees. The end plates now look more like teeth, adding an aggressive look.

Headlight design sees a slimming down of the design, and it brings a more assertive look, somehow evoking an eagle or a hawk. The rear lights also have been reprofiled, with a sharper overall look. The aggressive styling continues with strakes in the housing for the driving lights. On the test car was a lockable and rolling tray cover with the rear bumper, fitted with a towbar, having three steps to access the tray.

A stylish rollbar flows back from the roofline, and in a graphite grey plastic (with red highlights) it matches the roofrails and a pair of lower rear quarter aero-foils. Sidesteps and and wheel arch flares finish the package.Rolling stock sees black painted alloys wrapped in Bridgestone Dueller H/T rubber. They’re a good size at 265/60/18. The X-Terrain itself is a good size, measuring a full 5,365mm in total length, 1,785mm in height, and a broad 1,870mm on a 1,570mm track. Wheelbase is up too, from 3,095mm to 3,125mm. Wading depth is now up to 800mm thanks to a redesigned engine bay air intake.

On The Road It’s: A little underwhelming in one respect. There’s noticeable understeer in 2WD, the Duellers lose just enough grip to squeal as they push wide too. The auto suits the engine’s characteristics much better than the six speed manual we tested in the SX recently.

Being a diesel, it does mean that the torque delivery at low revs means it’s an unstressed, easy going, highway spinner. That breathlessness comes in more for suburban driving, especially when pulling away from a set of traffic lights and trying to clear traffic. It’s not the zippiest of engine and gearbox combinations, nor is it the quietest, feeling a little lacklustre in comparison to, say, a Kia Sorento 2.2L and eight speed, which has a similar overall weight. Move away from a suburban stop sign and it pulls cleanly and effortlessly away for the speed zone as the throttle sensor keeps revs lower than accelerating from the aforementioned lights..

The auto is smooth, with up and downshifts mostly invisible. Downhill runs had the transmission holding gear, and again mostly worked well enough, changing up when a human also would have made the change.

Ride quality, considering it’s a commercial oriented vehicle, isn’t horrible. It’s well tied down for the most part, with nicely controlled rebound from the rear leaf sprung suspension, and a well balanced, tauter, double wishbone front end, in comparison. Steering weight is well matched to the ride too, with enough effort required to move the new electronically assisted steering to not feel over-light and thus lose steering feel.

Being four wheel drive capable, there are some big numbers for the angles. Get off road and an approach angle of 30.5 degrees, a departure of 24.2 degrees, and a breakover of 23.8 degrees make for some exceptionally capable dirt eating.Something that stood out, and not entirely in a positive way, was the determination of what the Forward Collision Warning system felt to be a dangerous situation. There’s some recalibration to be done ans it would alert the driver to an object ahead however the brake was already being employed. At other times it would read an object that was turning left or right and therefore no longer a potential issue.

What About Safety?: There are now eight airbags throughout the cabin. In between the front pews is a centre mounted airbag, a segment first. A reverse camera is standard, along with parking sensors at either end. AEB is programmed for speeds above 10kph and has pedestrian & cyclist detection. Lane Keep Assist is standard and works best for speeds between 60 to 130. Forward-collision warning, lane-keeping assistance, lane-departure warning, blind-spot monitoring and rear cross-traffic alert are also fitted.

What About Warranty And Service?: Isuzu’s warranty offers six years or 150,000km, plus they’ll lob in seven years of roadside assistance provided services are done at the dealerships. Service intervals on the new D-Max remain 15,000km or 12 months, covered initially by a seven-year capped-price servicing program. This totals $3374 over that period, with the most expensive service (at 90,000km) costing $749.

At The End Of The Drive. It’s a much improved machine that Isuzu has given the marketplace, and the results are already flowing, with sales of the 4×4 version over 1,500 in November 2020. It takes on the HiLux and Ranger, and outsold the Triton too.

It’s a better looker, the interior has a more upmarket feel, but it still needs some more polishing in a couple of areas for features seen in other marques but not here, such as heating/venting for the seats, or perhaps offering electrical adjustment for the front passenger seat, not just the driver’s. As an overall package, it’s a better option that before, and the coming months will tell the tale sales wise. It looks the part, and pricewise it is poised to take aim at the two above it quite nicely.

The Low-Down on Car Deposits

In the second-hand car market, it’s not uncommon to encounter sellers who are looking for some security to close a deal. That is, if you are hoping they will hold onto the vehicle while you stump up the cash, then it’s only fair that a deposit be placed. Not only does this show that your interests are legitimate but it protects the seller in case you pull out of the deal when they have other interested buyers.

When it comes to the new car market, a deposit isn’t strictly essential when applying for finance to secure the car you want. However, by doing so, it can make your life a whole lot easier, as you’ll have a larger choice of financiers to deal with, not to mention, scope to achieve better terms for any finance on the vehicle.

With this in mind, before you make the decision to put down a deposit for a car, consider these vital points.

First things first, it’s all about due diligence

Because there are often caveats dictating the instances in which a car deposit may be refunded, or the ability to back out of a loan, there is nothing more important than being sure this car is the car for you. It’s one thing to think that the car is what you’re after but until you’ve taken it out for a spin, and looked into its detailed history, you’re really just taking a punt – and a risky one at that.

Be sure to arrange a test drive. If it’s a second-hand vehicle, look into the vehicle’s service history and general condition to see if there might be any gremlins hiding under the hood. Most importantly, check the Personal Property Securities Register (PPSR) to ensure that the car has a clean bill of history – that is, it’s neither stolen, written-off, or under finance.

A contract speaks louder than everything else

If there was ever a more important thing when it comes to buying a car, it’s hard to go past a contract. This will not only outline the terms of the sale, and for any finance you have secured, but define each party’s rights in the event of a disagreement.

Verbal discussions and agreements might be fine for low value asset purchases but a car is not one of them. Always draft a contract – even a simple one – to define the terms surrounding the deposit and under what circumstances you can reclaim it. Every reputable dealer will also deal with you through a contract, so if you ever have any resistance on that point, run!

Relieve pressure by negotiating

Although a dealer or private seller may claim to have other prospective buyers waiting in the wings, it’s crucial you do not rush the abovementioned due diligence on account of feeling pressured into the sale. Whether it is the terms of the sale, conditions of the deposit with your financier, or the dollar figure associated with either aspect, always try to bargain your way to a better outcome.

If you feel as though the dealer or seller is trying to close the sale quickly, there may or may not be legitimate reasons. But remember, reversing a bad decision is a far more complex and unlikely task than finding another suitable vehicle to buy.

Put down what you can afford

The trade-off between a deposit or higher up-front purchase price will follow you for years to come. So always make sure that you weigh up your financial position, including ability to meet repayments, job security and the like. Speak to a financial adviser if necessary, as it’s important you get that loan-to-value ratio spot on.