Tips For After An Accident and some Funny Insurance Claims

Most people wouldn’t expect to be involved in a car accident.  There are some driving habits which some drivers do have, illegal or otherwise, that would definitely make them more prone to having an accident.  With all the modern crash-avoidance safety equipment on-board new cars crashes still happen – whether it’s your fault or someone else’s.

So, what should you do after an accident has happened?  Here are some safe procedures you can make a note of:

• Stop the car.
• Turn off the engine.
• Switch the hazard lights on.
• Check for any injuries to yourself or your passengers.
• Call the police and an ambulance immediately if anyone is hurt or if the road is blocked.
• Share your name and address with everyone involved if the accident caused damage or injury.
• Swap insurance information and details with the other driver(s).
• Take down details of any other passengers and witnesses to the accident.
• Try to find out if the other driver is the registered owner of the vehicle, and if they are not find out who the owner of the car is and get that information too.
• Record the make, model, colour, and number plate of the vehicles involved in the accident or take pictures of them.
• Record the time and date of the crash.
• Record the driving conditions, including the weather, lighting, and road quality (such as road markings, whether it’s wet or muddy, repair of the road surface).
• Record what sort of damage was caused to the vehicles and where. Use your phone to take pictures of the scene and the damage to the cars.
• Record any injuries to drivers, passengers, or pedestrians.
• Record the names and contact details of any witnesses.
• Phone your insurance company as soon as possible – ideally at the time of the accident.

After the accident, submitting a claim for car insurance can be a bit of a stressful business, and it certainly pays to double check what you have said over the phone or have written on your claim form.  Here are some genuinely funny car insurance claim statements below:

• A pedestrian hit me and went under my car
• As I approached an intersection a sign suddenly appeared in a place where no stop sign had ever appeared before.
• Going to work at 7am this morning I drove out of my drive straight into a bus. The bus was 5 minutes early.
• I collided with a stationary truck coming the other way
• I had been driving for forty years when I fell asleep at the wheel.
• In an attempt to kill a fly, I drove into a telephone pole.
• I had been learning to drive with power steering. I turned the wheel to what I thought was enough and found myself in a different direction going the opposite way.
• I had been shopping for plants all day and was on my way home. As I reached an intersection a hedge sprang up obscuring my vision and I did not see the other car.
• I pulled away from the side of the road, glanced at my mother-in-law and headed over the embankment.
• I saw her look at me twice. She appeared to be making slow progress when we met on impact.
• I started to slow down but the traffic was more stationary than I thought.
• I was on my way to the doctor with rear end trouble when my universal joint gave way causing me to have an accident.
• I was sure the old fellow would never make it to the other side of the road when I struck him.
• My car was legally parked as it backed into another vehicle.
• No one was to blame for the accident but it would never have happened if the other driver had been alert.
• The claimant had collided with a cow. The questions and answers on the claim form were – Q: What warning was given by you? A: Horn. Q: What warning was given by the other party? A: Moo.
• The accident happened because I had one eye on the lorry in front, one eye on the pedestrian and the other on the car behind.
• The accident occurred when I was attempting to bring my car out of a skid by steering it into the other vehicle.
• The guy was all over the road. I had to swerve a number of times before I hit him.
• The pedestrian had no idea which way to run as I ran over him.
• The pedestrian ran for the pavement, but I got him.

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Rubber And Tarmac: Driving Roads to Enjoy.

Along with owning a house, going on a great drive has to be one of the great Aussie dreams. But, much like the pub discussion over which sci-fi franchise is best or is AFL better than NRL, the best Australian roads to drive can be a subjective list. Here’s five, both classic and perhaps a surprise or two, worthy of consideration.

1. The Great Ocean Road, Victoria.

Known for a combination of long sweeping corners, spectacular views, and holiday traffic, the Great Ocean Road, all 244 kilometres of it, is a walk up start. Commencing at Torquay, the home of the legendary Bells Beach surf classic, head west and passing the stunning Cape Otway lighthouse, taking in the remaining pillars of The Twelve Apostles, and terminating near the picturesque seaside town of Warrnambool, this is regarded as one of the world great drives.

2. Caves Road, Western Australia.

Western Australia is home to the world’s most isolated capital city, Perth, and a world renowned wine region in the south. Margaret River is truly one of the country’s loveliest areas and is a lazy three or so hour drive south of the city.

Caves Road runs north/south in the state’s far south west, between the historic seaside town of Busselton (with its kilometer long jetty) and the peaceful village ambience of Augusta. It provides easy access to the stunning coastline, the friendly towns, and of course, the fabulous wine region.

3. Brown Mountain, NSW.

Although short in distance, at between ten to fifteen kilometers in length, this is a road that will bring a knowing smile to those that have driven it. Located west of Australia’s cheese capital, Bega, Brown Mountain itself is the highest peak in the Monaro region at 1243 metres above sea level. There’s Cooma, the gateway to the northern snowfields, and the Snowy Mountain Highway that winds its way across the stark landscape, a drive in itself. There’s a sudden change from plains and cleared land to forest before the sharp descent to almost sea level down this tricky, tight, yet offering vast views east, road. This one hit the news recently after heavy rain washed two huge boulders onto the road, blocking access for a couple of days. Explosives had to be used to get the boulders out of the way.

4. Border Range Loop, Queensland.

Picking one from Queensland is, like all other states and territories, a hard one. But perhaps for sheer value, the Border Range Loop drive, that takes in 530 kilometres of beautiful roads and views southwest of Brisbane and the Gold Coast, is the choice.

Stretching over a recommended three day drive, there’s plenty to see on the road to the Queen Mary Falls near Killarney. There’s the ranges that are home to Mount Tamborine as well, a view not to be missed.

5. Uluru, The N.T.

Why this one? Simple. Who could pass up the opportunity to drive through Australia’s fabled outback towards The Red Heart of this magnificent area, and see the imposing monolithic red rock rising majestically out of the plains ahead. Stretch the view a little and there’s the incredible jumble of The Olgas, or Kata Tjuta, glowing various shades of red and orange, just forty kilometers further on from the wonder that is Uluru.

Tell us your favourite driving road and let us know on in our comments section. http://credit-n.ru/offers-zaim/platiza-mgnovenniy-zaim-online.html

The Rise of On-Demand Technology Services

In a sign of the changing times, motorists are set to increasingly have the option to pay for certain technology features and services on a month-to-month basis rather than being slugged a one-off cost at the time of purchase.

Subscription-based car applications are being rolled out by some of the market’s leading manufacturers. Apple CarPlay and Android Auto are the two platforms in the spotlight, however, BMW and Jaguar Land Rover are among those who have already backflipped on their decision to impose annual subscription plans for Apple CarPlay.

Following the changes, it means Apple CarPlay will be a free service for new BMW and Jaguar Land Rover vehicles equipped to handle the technology, just like more affordable manufacturers Kia and Hyundai have already offered drivers.

However, that doesn’t mean drivers can expect to avoid being slugged fees for using specific technology services. It is still expected that this will be the strategy adopted by manufacturers going forward, whereby things like entertainment, auto high beams, active cruise control could fall under a user-pays model.

Will drivers accept an on-demand services model?

While we have become accustomed to this type of model in many other parts of our day-to-day lives, including Netflix, food-preparation services and much more, it remains to be seen just how drivers will respond to this model for vehicle features. The pushback in response to BMW’s annual subscription-fees could be an indicator that drivers in today’s age are expecting more bang for their buck, especially at the premium end of the market.

In addition, as some features like active cruise control and auto high beams are extras at the time of purchase, drivers have long been able to negotiate themselves into acquiring ‘premium’ extras like this as part of their purchase, sometimes even as a freebie. Therefore, grouping these into a model where you have limited access, even if only charged when afforded that limited access, might work against the notion of value.

Ultimately, this early move may be one that forces customers to raise their guard when it comes to embracing on-demand services inside new cars. In theory it makes some sense that users only pay for things they want as they choose to embrace them, but at the same time, driving habits stay largely consistent over time. That is to say, it’s not easy to foresee an outcome where you decide one month that you could do with auto high beams and then suddenly not have a need for them the next month. And if you did go on to keep them, at what point does it become more expensive than it would have been to buy them outright in the first place, especially at a negotiated or bundled price?

How willing are you to pay for certain technology services on a subscription basis in your next car?

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AC and Keeping Cool in the Car this Summer

Crikey, we’re having a hot summer, for sure.  The heat outside can be unbearable some days.  Thanks to Willis Carrier, a 25-year-old engineer from New York, who in 1902 invented the first modern air-conditioning system we now have an invention developed further into what we now have for cooling our buildings and automobiles.  Willis’s system sent air through water-cooled coils, and was designed to control humidity in the printing plant where he worked.  People in Iran, Australia, Egypt and the Middle East know all about the benefits of having water held around dwellings so that any breeze passing over the water will be cooled thus providing a very pleasant space for people on the downwind side of the water source.  This cooled space is delightful on a very hot day.

The concept of pushing hot air over cool water and cooled refrigerant has also been developed in cars, and thus we have what is known as the air-conditioning unit, used in many of the cars that we drive.  More fancy cars use a climate control system which can automatically adjust the system to keep the cabin at a pre-set temperature.

It makes sense to keep your vehicle’s air-conditioning unit in good shape, so make it a habit to get it checked over every couple of years prior to summer kicking in – particularly when you sense that the air-conditioning system is running a little below par.  In Australia, where it is common for the temperatures to soar well into the high 30’s, and beyond, having a car with a properly functioning air-conditioning system is a must.  It becomes a safety issue, really!

The main reasons your air-con won’t be working are: a blocked condenser, the compressor no longer works properly, there is no more gas in the air-conditioning system, there could be a refrigerant leak, a relay problem or any other electrical issue.  Automotive air conditioning professionals can diagnose why your car’s A/C system isn’t working and fix or replace the required components.  Using the system more frequently helps it to keep ticking over for longer.

It’s also good to travel with plenty of water handy for hydration, and there are also some other simple and practical ways that will help you to stay cool in your car this summer.  Did you know that tinting your car’s windows makes travelling on hot sunny days more comfortable?  Window film cuts UV by 98% to protect your car and its occupants.

Sunshades are also very effective at keeping the sun and heat out of your car.  They can be placed on the front and/or rear inside windows and keep the direct sunlight out of your car.  Sunshades that attach to your side windows are also available from car accessory stores, nationwide.

Buying a car with reasonable engine performance and torque also ensures that the air-conditioning will run freely without taking too much away from the car’s overall performance and responsiveness.  Every time you activate the air-conditioning it draws power from the engine.

The performance impact may only be small, but it is there – and over time it adds up.  There are quite a few smaller, compact cars on the roads these days, and it’s worthwhile knowing that the effect of AC on engine performance is greater in these smaller vehicles than in those with larger engines – V6’s, diesels and V8s, for example.

Just so you know… http://credit-n.ru/blog-listing.html